When foreclosure threatens, get free help. If you are having trouble making payments, know your options. Get tips on protecting your home from foreclosure.

Understand the foreclosure process -- and your rights during the process -- so you can take steps to prevent it from happening.

Just because you're renting doesn't mean you don't have rights if your home is being foreclosed on. Being knowledgeable -- and responsive -- can make the difference between renting a place you can call home without worries and getting an unwelcome and uprooting shock without warning.

Learn the signs of predatory lending. There are many types of foreclosure scams and predatory lending. Newer scams try to take advantage of the Mortgage Assistance relief programs.

Avoid foreclosure rescue scams. Don't let others prey on your fear of losing your home. Florida is one of the top ten mortgage fraud areas in the country.

Your lender has options to help borrowers through difficult times. Learn how to save your home. Through the Mortgage Foreclosure Defense Project legal help is available. Fannie Mae, in cooperation with Miami-Dade County and participating mortgage servicers, has opened a Mortgage Help Center in South Florida to help homeowners with Fannie Mae loans. Learn about options to help you get back on track and avoid foreclosure.

Quick tips for managing your debt. Links to credit counseling agencies. Financial assistance to help with energy costs for low-income families. Learn about the Servicemembers Civil Relief Act.