You may designate beneficiaries for each of the benefits listed below. It is important that you review your beneficiary designation periodically to be sure that the beneficiary information you supplied us is up to date. You may select, change or revoke your
beneficiary designation at any time by visiting Minnesota Life's
LifeBenefits portal.
Group Basic Life and Accidental Death & Dismemberment (AD&D) Insurance
Basic life insurance is provided for all benefit eligible Miami-Dade County employees, at your annual adjusted base salary. Additionally, if death results from accidental injuries, your beneficiary may also be eligible to receive Group Accidental Death and Dismemberment benefits (AD&D) equal to your annual adjusted base salary.
Optional Life Insurance
Optional employee life insurance is a voluntary benefit for all benefit eligible Miami-Dade County employees, available in increments of one times to eight times your annual adjusted base salary up to a maximum of $2 million. EOI may be required to enroll. Newly hired employees may elect coverage from one times to three times your annual salary up to $500,000 without completing an EOI form.
County Death Benefit
When a permanent status and career exempt employee dies and it has been determined that his or her survivors are not entitled to County provided job related death benefits, the County will pay to the employee's beneficiaries a death benefit amount determined by the employee’s years of continuous County service. In addition, the beneficiaries are eligible to continue the medical and dental coverage for either one or two pay periods based on the employee’s longevity. County death benefits are provided at no cost to you.
County Accidental Death Insurance
This ordinance (Ordinance 23.61) covers payments for surviving widow, widower, or dependent children when the Miami-Dade County employee has been killed as a result of an accident or overt act occurring at some definite time and place while said employee was in the actual performance of duty. The payment of benefits under this ordinance is $20,000. The benefits are reduced by any workers' compensation monies being paid to the widow or widower. If there is no surviving spouse or the spouse remarries, then the dependent children up to the age of 18 will receive the benefit.
Last Wages and Other Earnings or Monies Due
Your last wages, accumulated leave, compensatory time and other earnings or monies payable upon death may be paid to the beneficiaries as designated by the employee or in accordance with 222.15 Florida Statutes, which reads as follows: "It is lawful for any employer, in case of the death of an employee, to pay to the wife or husband, and in case there is no wife or husband, then to the child or children, provided the child or children are over the age of 18 years, and in case there is no child or children, then to the father or mother, any wages or travel expenses that may be due such employee at the time of his or her death".
